Financing &
No Credit Needed Options

Mattress Firm Credit Card

Applying is as easy as 1, 2, Zzz. Pay for your bed over time, so you have one less thing to lose sleep about.

• Special financing available on qualifying purchases^† from 6 – 60 months. Limited time.
• 0% APR for 60 months with equal monthly payments on your Mattress Firm credit card*
• A dedicated credit line to use again for any future bedding needs^†
• No annual fee^◊
• Financing options available every day, with convenient monthly payments^†

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• 0% APR for 60 months with equal monthly payments on purchases of $2049 or more with your Mattress Firm Credit Card from 8/12/2020-9/29/2020*
• Special financing available on qualifying purchases^† from 6 – 60 months. Limited time.
• A dedicated credit line to use again for any future bedding needs^†
• No annual fee^◊
• Financing options available every day, with convenient monthly payments^†

No Credit
Needed Options

No credit, no problem. We have leasing options for everyone to make sure everyone can get the bed of their dreams.

• No credit needed lease purchase option
• 90-day payment option
• Instant decision
• Flexible payments

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• No credit needed lease purchase option
• 90-day payment option
• Instant decision
• Flexible payments

After you’ve applied, upon approval, you can finish finding your perfect bed online. Or you can print your approval confirmation and bring it into your nearest Mattress Firm to make the bed-buying process even easier.

^*0% APR: 5 years* with a minimum purchase of $2049, 4 years* with a minimum purchase of $1999, 3 years* with a minimum purchase of $1099, 2 years* with a minimum purchase of $999 on your Mattress Firm credit card. 60, 48, 36 or 24 equal monthly payments required. *Offer valid 8/12/2020- 9/29/2020 Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Any monthly payments shown in connection with this promotional offer exclude taxes and delivery and should allow you to pay off the promotional purchase within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to nonpromo purchases. Down payment equal to sales tax and delivery may be required at point of purchase. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval ^†Subject to credit approval. Minimum monthly payments required. See store for details.

^◊For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2.

The advertised service is a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than retailer’s cash price. It is not a loan, credit or financing. While no credit history is required, Progressive obtains information from consumer reporting agencies in connection with lease application. 90-day purchase option includes a markup over invoice price(except for 3-month purchase option in CA). After 90 days, early buyout options vary by state. Leasing available on select items. Not available in MN, NJ, VT, WI. Merchant participating locations only. Not all applicants are approved. See lease for details.